John PabiNtifo
Miro Meetups
Ambassador
Ambassador
Product Manager, Digital Lending
Accra, Ghana
Accra, Ghana
I'm Pabi, a product manager based in Accra. I build digital products for fintechs and help founders take ideas from sketch to shipped.
Over the years I've launched investment apps, loans, mortgages, crowdfunding and insurance products across the digital finance ecosystem. These days I lead digital lending products at Achieve by Petra.
On the side, I build my own products: RestoCloud, a cloud platform for restaurants, and GetSika, a free tool that helps Ghanaians work out what they can actually afford to borrow. I also write about fintech in Africa. Off the clock, I've volunteered with Enactus, Project Hope and Hershey's cocoa programme.
Say hello ↗Most people don't want a loan. They want school fees paid, a shop restocked, a dream that survives the month. I build products that meet them there.
Digital savings and instant loans at Dalex Finance
Lending products at Achieve by Petra
A cloud platform that helps restaurants run their operations
Bringing AI builders and fashion creatives together in Ghana
A free borrower affordability and lender matching tool
Your betting stake against simply saving it, side by side
"John convinced us to rethink who our product was really for. He led the shift to self-service, and our app went on to outperform our entire agent network. Active users grew by more than ten thousand under his watch. He takes strategic risks and they show up in the numbers."
"I've had the opportunity to work with John, and what stands out most is how intentional he is. Every decision, from product design to customer communication, is well thought through, with technology always at the heart of solving real problems."
Loan products start from the lender's spreadsheet. Here's what changes when you start from the borrower's life instead.
Fintech has built plenty of tools for approving loans and almost nothing to stop people taking loans they'll regret.
Building credit around the borrower instead of the lender's spreadsheet.
Press coverage on instant loan platforms and the risks borrowers carry.
A community write-up on running the CODED AI Fashion Hackathon with Miro.
Rates are falling, but the savings aren't reaching the people who borrow the most.
How AI and no-code tools are rewriting who gets to build fintech in Africa.
Need product advice, help validating an idea, or a hand shaping an MVP? I've helped 15+ clients get unstuck. Drop a note, or grab time directly.
Book a 30-min call ↗